Your Vermont property insurance policy sets forth an alternative dispute resolution process called ‘Appraisal,’ which is less costly than litigation.  Joel has been trained and certified by the Insurance Appraisal and Umpire Association to serve as either an Appraiser or Umpire in this process, and can help you initiate the appraisal process or respond to a demand for appraisal if the process has been initiated by the other party to the dispute.